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Business Loan
Interest rate risk (fixed vs floating loan)
Credit and default risk in the related business segment
Historical performance of similar homogeneous clients
Profile of the borrower
Industry segment
Repayment track record of the borrower
Secured Vs unsecured loan
Nature and value of collateral security
Ticket size of loan
Bureau Score
Tenor of Loan
Location delinquency and collection performance
Customer Indebtness (other existing loans)
Term Loan
Interest rate risk (fixed vs floating loan)
Credit and default risk in the related business segment
Historical performance of similar homogeneous clients
Profile of the borrower
Industry segment
Repayment track record of the borrower
Secured Vs unsecured loan
Nature and value of collateral security
Ticket size of loan
Bureau Score
Tenor of Loan
Location delinquency and collection performance
Customer Indebtness (other existing loans)
Supply Chain Finance
Interest rate risk (fixed vs floating loan)
Credit and default risk in the related business segment
Historical performance of similar homogeneous clients
Profile of the borrower
Industry segment
Repayment track record of the borrower
Secured Vs unsecured loan
Nature and value of collateral security
Ticket size of loan
Bureau Score
Tenor of Loan
Location delinquency and collection performance
Customer Indebtness (other existing loans)
Working Capital
Interest rate risk (fixed vs floating loan)
Credit and default risk in the related business segment
Historical performance of similar homogeneous clients
Profile of the borrower
Industry segment
Repayment track record of the borrower
Secured Vs unsecured loan
Nature and value of collateral security
Ticket size of loan
Bureau Score
Tenor of Loan
Location delinquency and collection performance
Customer Indebtness (other existing loans)