Tapfin Capital Private Limited, referred to as “Company” or “We” or “Us” or “Our”, is engaged in the business of loan provider services as defined under the RBI Guidelines. The Code of Conduct lays down the framework of qualities that the organization wishes to cultivate in its employees/representatives.
In pursuit of its mission, the Company follows a core set of values and belief including but not limited to the following:
Company’s management practices and business conduct shall follow the highest standards and shall be in accordance with the laws of the land.
Towards this end, this Code of Conduct (“Code”) proposes to set out the standards of conduct expected from representatives and employees of the Company (such representatives and employees are hereinafter referred to as “Employees”).
For the purpose of this code,
Company’s Compliance Officer (CO)/Chief Executive Officer (CEO) for clarification.
The Company may recommend to its Board of Directors the adoption of policies and guidelines periodically or appropriate modifications thereof. Further, the CEO of Holding Company or the person(s) designated by the CEO of Holding Company or the CO may, from time to time, issue specific policies for specific conduct and such policies must be placed before the board within 3 months of issuance and such policies and guidelines shall be binding on all employees.
The assets of the Company shall not be misused. They shall be employed primarily and judiciously for the purpose of conducting the business for which they are duly authorized. These include tangible assets such as equipment, systems, facilities, materials and resources, as well as intangible assets such as information technology and systems, proprietary information, Intellectual property, and relationships with customers and stakeholders. All employees shall comply with the Record Retention Policy and the IT Policy in force from time to time.
It is further clarified that a personal relationship shall include a relationship that is of a spousal, familial or sexual nature.
For questions regarding the Code or assistance with any queries, employees should can send in their questions to HR@gogreencapital.in
The Board of Directors will review the implementation of this Code of Conduct on an annual basis, considering its suitability, adequacy and effectiveness. If more frequent revisions are deemed necessary, the updated Code of Conduct document will be presented to the Board of Directors for approval before implementation.
The Code does not provide a full, comprehensive and complete explanation of all the rules that employees are bound to follow. Employees have a continuing obligation to familiarize themselves with all applicable laws, company policies, procedures and work rules.
1. Which parties’ interests may conflict?
Conflict of interest(s) may arise between the interests of:
2. Who is an individual for the purpose of this policy?
For the purpose of this code, individual includes any of the following:
3. Who is a customer for the purpose of this policy?
For the purpose of this code, customers include:
4. What are the obligations of each individual under this Policy in relation to conflict of interest?
Each individual is obliged to identify and address any of the following potential conflict of interests:
5. When does a conflict of interest actually arise?
An actual conflict of interest can occur in a variety of ways. The exact facts of the conflict will determine the nature of liability under the law. The following is a list of indicative actual conflicts that are likely give rise to liability under the law (this list is not exhaustive and is in no particular order):
6. What are Chinese Walls?
Any mechanism that is used to ensure that information is only used for its intended purpose and which reduces information arbitrage is called a “Chinese Wall”’. Chinese walls are used to reduce the potential for conflict of interest. However, if an individual is actually in a conflicted situation, the Chinese wall has already failed and will offer no protection to the individual or the Company or the concerned Group entity.
7. Are there any exemptions for senior management (persons above the Chinese wall)?
No, there are no exemptions for senior management and no one may consider themselves “above the Chinese wall”. Where any individual finds that such individual cannot avoid conflict, such individual must continue to keep all information confidential, disclose the conflict to reporting authority of the individual (the Board of Directors) and the CO and refrain from any decision making related to that information or the relevant conflict.
8. Who can provide more information on conflict of interest in a given situation?
Any queries related to conflict of interest may be raised with reporting managers and as per prescribed procedures defined by the Company. However, individuals are encouraged to bring any conflict of interest or potential conflict of interest to the notice of the CO.
9. What kind of legal liability does conflict of interest give rise to?
Conflict of interest can give rise to a wide variety of causes of action. These causes of action include criminal, tortious, contractual and statutory causes of action. If held liable, an individual may be imprisoned, fined, asked to pay compensation, censured by the regulator and barred from holding certain offices. Given the serious potential implications of situations involving conflict of interest, individuals must strive to avoid such situations involving conflict of interest.