SUSTAINABLE FINANCE
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5 MIN READ
Money meets mission: Financing for the Future-ready SMEs
14th July, 2025
Introduction:
It has slowly been evident that extreme weather is now the new normal with summer temperatures touching a new high in most of the regions of India over the recent few months. Indian Meteorological Department (IMD) has confirmed that January 2025 (33.2 °C) has been the hottest January since the last 1,20,000 years, surpassing the previous high of 32.9 °C set in 2009 in Mumbai. Unseasonal rainfall, intensified heatwaves, and harsh winters are becoming part of our everyday reality. But in this crisis lies an opportunity—the opportunity to rebuild sustainably.
Green financing has emerged as a crucial enabler of this movement, turning sustainability from a corporate buzzword into an actionable, high-impact strategy. And while large corporations have begun to pivot, India’s Small and Medium Enterprises (SMEs)—the true backbone of the economy—must now be empowered to take part in this green revolution.
What is green financing?
Green financing refers to providing capital for projects that contribute to a more sustainable and eco-friendly future. It supports initiatives that:
- Reduce carbon emissions
- Promote energy efficiency
- Encourage electric vehicles
- Conserve natural resources
This includes everything from solar panel installations on factory rooftops to electrifying fleet operations or adopting energy-efficient technologies in small-scale industries. While national programs like the Green Hydrogen Mission and Production-Linked Incentives (PLI) receive direct government support, green finance at the grassroots—especially for SMEs—remains largely untapped.
Indian SMEs and their challenges in going Green:
Indian SMEs contribute nearly 30% of the country’s GDP and around 45% of the manufacturing output, making them vital to India’s green transition. Yet, despite their significant contribution to the Indian Economy, they face several challenges that slow them down:
- Limited access to financing tailored for green upgrades
- Resource constraints—both financial and operational
- Knowledge and skill gaps about eco-friendly technologies and their ROI
- Policy complexity and lack of simplified regulatory guidance
These limitations mean that while many SME owners understand the value of going green, they often don’t know how to begin or where to find support.
GoGreen Capital: Democratizing green finance for SMEs
That’s where GoGreen Capital, an NBFC backed by TapFin, steps in. With a sharp focus on electric-first fleets, batteries, and solar sectors, GoGreen Capital is committed to unlocking the green financing space for SMEs across India.
Their mission is simple yet powerful: Make green funding accessible to small businesses, especially in Tier 2 and Tier 3 cities, where the potential for green transformation is vast but underserved.
Whether you’re a fleet operator, battery or EV OEM, charging infrastructure company, EV dealer, or an MSME deploying electric vehicles, GoGreen Capital offers tailored funding through:
- Business loans
- Working capital loans
- Term loans
- Leasing options
An insight-driven approach to funding sustainability
What sets GoGreen Capital apart is its intelligence-first approach.
With the support of TapFin Hub, a proprietary platform, GoGreen leverages:
- Whitelisted OEMs and suppliers
- Real-time asset management and monitoring via AI models
- Portfolio valuation and disposal monetization tools
This technology-led ecosystem ensures that financing decisions are data-driven, risk-aware, and aligned with measurable environmental outcomes.
By assessing each business’s environmental footprint, sector-specific benchmarks, and future growth potential, GoGreen Capital ensures every rupee invested delivers value today and resilience tomorrow.
Conclusion:
The opportunity for SMEs to lead India’s green transformation has never been greater — or more urgent. Climate challenges are real, but so are the business advantages of going green.
We understand that small businesses face unique hurdles — from funding limitations to lack of technical know-how. That’s exactly why GoGreen Capital exists: to make green financing accessible, actionable, and tailored to your reality. With GoGreen Capital by your side, sustainability becomes less of a challenge and more of a competitive edge.
Whether it’s adopting energy-efficient equipment or switching to cleaner operations, every small step toward sustainability adds up to lasting impact.
Remember, choosing green today, will inspire a better tomorrow.
Kick-start your green journey with GoGreen Capital at gogreencapital.in